SANTA ROSA BEACH UNDER $350K! If you've been waiting for an affordable opportunity to own in Santa Rosa Beach, this one deserves a look! This charming 3-bedroom, 2-bath cottage features a fenced backyard, welcoming front porch, vaulted ceilings, tons of natural light, a separate dining room, spacious primary suite with two closets, and NO HOA! Even better, the home currently has a VA mortgage with an incredible 2.75% interest rate that may be assumable for a qualified buyer, subject to lender/VA approval. The location is hard to beat--just 4.8 miles to Ed Walline Public Beach Access and local favorite Shunk Gulley, and only 1.7 miles to Hogtown Bayou Park and boat ramp. Beach days, boating, fishing, dining, and the South Walton lifestyle are all within easy reach. All of this for UNDER $350,000! Whether you're looking for a primary residence, second home, or a property you can make your own, this is an opportunity worth seeing

Listing courtesy of Jilenna D Parmeley of RealJoy Realty LLC



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Last checked: 2026-09-09 12:42 AM UTC