400 Terrapin Trc, Destin, FL, 32541

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$1,895,000
New Listing

400 Terrapin Trc
Destin, FL 32541

For Sale|Single Family Residence|Active
5
Beds
4
Total Baths
4
Full Baths
3,395
SqFt
$558
/SqFt
2014
Built
Subdivision:
Kelly Plantation
County:
Okaloosa
Listing courtesy of Caroline on the Coast of Berkshire Hathaway HomeServices

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400 Terrapin Trc400 Terrapin Trc400 Terrapin Trc400 Terrapin Trc
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Waterfront Elegance Meets Effortless Coastal Living in Kelly Plantation Tucked away among the towering pines of Kelly Plantation, this exceptional waterfront residence offers a rare combination of refined coastal living, privacy, and direct access to the water. Located in the desirable Club Commons neighborhood, just moments from the community's celebrated golf, clubhouse, and recreational amenities, this beautifully appointed home delivers an extraordinary lifestyle both indoors and out. Built in 2014, the thoughtfully designed residence offers approximately 3,395 square feet of living space, five bedrooms, and four bathrooms, with **the flexibility of a two-story home and the convenience of single-level living.** The majority of the home's living space is situated on the main floor, including the primary suite, kitchen, dining and living areas, and office space, allowing homeowners to enjoy virtually everything they need without ever having to venture upstairs. The second level provides valuable additional living space, offering flexibility for guests, family, or a variety of other uses. The home's timeless coastal architecture, welcoming covered entry, elegant finishes, and inviting living spaces create an atmosphere that is as comfortable for everyday living as it is impressive for entertaining. Thoughtfully arranged living areas provide a natural flow for gathering with family and friends, while the home's generous proportions and versatile floor plan accommodate a variety of lifestyles. The outdoor living experience is truly exceptional. An expansive screened enclosure encompasses a sparkling private pool, generous lounging areas, and a beautifully equipped outdoor kitchen, creating a seamless extension of the home's main-level living and entertaining spaces. Whether hosting friends, enjoying a quiet afternoon by the pool, or gathering for dinner as the sun sets, this remarkable setting was designed to be enjoyed year-round. Beyond the pool, a wooded backyard framed by mature pines leads to a private dock overlooking the tranquil waters of the bayou. Complete with a personal watercraft lift, the dock offers a wonderful opportunity for kayaking, paddleboarding, and exploring the surrounding waterways. It's a peaceful waterfront escape that feels worlds away, yet remains conveniently connected to everything Kelly Plantation and Destin have to offer. The home's setting is equally compelling. Lush natural surroundings provide a wonderful sense of seclusion, while the nearby waters of Choctawhatchee Bay create a beautiful coastal backdrop. Residents of Kelly Plantation enjoy a gated community known for its championship golf course, beautifully maintained grounds, and outstanding amenities. What makes 400 Terrapin Trace especially appealing is its uncommon combination of features: beautifully appointed main-level living spaces, the versatility of an additional second floor, five bedrooms, a private screened pool and outdoor kitchen, and the added distinction of waterfront living with a private dock. **An exceptional opportunity to enjoy the best of Kelly Plantation, where elegant coastal living meets the tranquility of life on the water.**

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Listing Snapshot
Price 
$1,895,000
Days On Site 
0 Days
Bedrooms 
5
Inside Area (SqFt) 
3,395 sqft
Total Baths 
4
Full Baths 
4
Partial Baths 
N/A
Lot Size 
0.4 Acres
Year Built 
2014
MLS Number 
1015229
Status 
Active
Property Tax 
$7,119.08
HOA/Condo/Coop Fees 
$326.67 monthly
Sq Ft Source 
Appraiser
Friends & Family
Recent Activity
an hour agoListing first seen on site
an hour agoListing updated with changes from the MLS
General Features
Acres 
0.4
Attached Garage 
Yes
Foundation 
Slab
Garage 
Yes
Garage Spaces 
2
Parking 
Garage Door OpenerOversizedAttachedGarage
Parking Spaces 
4
Property Sub Type 
Single Family Residence
Security 
Smoke Detector(s)
Sewer 
Public Sewer
SqFt Total 
3395
Style 
Pueblo
Utilities 
Natural Gas AvailableCable AvailableUnderground UtilitiesElectricity Available
Water Source 
Public
Zoning 
Resid Single Family
Interior Features
Appliances 
CooktopDishwasherDisposalMicrowaveRange HoodRefrigeratorGas Water HeaterTankless Water HeaterSelf Cleaning OvenGas Oven
Cooling 
Ceiling Fan(s)
Flooring 
HardwoodTileCarpet
Heating 
Natural GasHeat Pump
Interior 
Crown MoldingTray Ceiling(s)Kitchen IslandPantryWet Bar
Window Features 
Double Pane WindowsStorm Window(s)
Bedroom 
Dimensions - 14.5 x 11.33Level - First
Bonus Room 
Dimensions - 21.83 x 20.33Level - Second
Dining Room 
Dimensions - 15.66 x 12Level - First
Great Room 
Dimensions - 22 x 20Level - First
Master Bedroom 
Dimensions - 20 x 13.5Level - First
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Exterior Features
Construction Details 
Frame
Exterior 
Boat SlipDockOutdoor Kitchen
Frontage 
Bay/Harbor
Lot Features 
Cul-De-SacInterior LotWaterfront
Other Structures 
Stable(s)
Patio And Porch 
PatioPorchCoveredScreened
Pool Features 
In GroundGunite
Private Pool 
Yes
Road Frontage 
Private Road
Roof 
Shingle
Waterfront 
Yes
Windows/Doors 
Double Pane WindowsStorm Window(s)
Community Features
Association Fee 
$980.0
Association Fee Frequency 
Quarterly
Community Features 
GatedGolfPlaygroundPoolTennis Court(s)
MLS Area 
14 - Destin
Roads 
Paved
Schools
School District
Unknown
Elementary School
Destin
Middle School
Destin
High School
Fort Walton Beach
Listing courtesy of Caroline on the Coast of Berkshire Hathaway HomeServices



Listing information is provided by Participants of the Emerald Coast Association of Realtors MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Emerald Coast Association of Realtors MLS.
Last checked: 2026-11-10 03:49 PM UTC

Neighborhood & Commute
Source: Walkscore
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