|| OPEN HOUSE THIS SATURDAY MARCH 7th 12-2pm || What if you could travel back in time and snag a mortgage rate from a few years ago? This home offers a rare VA-assumable loan at a staggering 2.25% interest rate (on a balance of roughly $445,000). To put that in perspective, assuming this loan will save you over $1,100 per month compared to current market rates. That's over $13,000 a year staying in your pocket instead of going to the bank. This solid brick fortress features 4 dedicated bedrooms plus 2 massive flex rooms, effectively giving you a 6-room sanctuary. Whether you need a high-end home office, a formal dining space, a workout room (or even two additional bedrooms), you finally have the space to make it happen. The interior feels light and airy with soaring high ceilings and brand-new LVP flooring throughout the main living areas. The kitchen serves as the command center with a functional island, granite countertops, and stainless steel appliances, all flowing into a living room anchored by a cozy wood-burning fireplace. The master suite features elegant tray ceilings and French doors that lead directly to your back patio. The ensuite bathroom is oversized, boasting "his and her" walk-in closets, a double vanity, a separate shower, and a deep jetted tub. Outside, your 1/3-acre lot is fully fenced for total privacy and comes equipped with a flagpole and a dedicated storage building for your gear. The lawn has a full irrigation system and the septic was professionally serviced in 2024. Location is everything, and here you're adjacent to the golf course and just minutes from the world-famous white sands of the Emerald Coast. By living here, you get the "Member's Only" lifestyle of Holley By The Sea for just $595 a year. That tiny fee unlocks a multi-million dollar recreation center with over 48 acres of amenities, including an indoor lap pool, two outdoor pools (family and baby), clay tennis courts, a full weight and cardio room, basketball and volleyball courts, a private boat ramp, and even a community campground. Most homes at this price point require a compromise between space, location, or your monthly budget. This property is the rare exception where you can actually have all three. Whether you are looking to capitalize on a historic interest rate or you simply need a home that won't penalize your growing family for needing more room, 2897 PGA Blvd is ready for its next chapter. Contact the listing agent directly to schedule a walkthrough and experience this stunning property yourself!

Listing courtesy of Todd A Siegrist of Realty Hub



Listing information is provided by Participants of the Emerald Coast Association of Realtors MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Emerald Coast Association of Realtors MLS.
Last checked: 2026-03-04 10:25 PM UTC