21 Neptune Drive, Mary Esther, FL, 32569

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$899,000
4 Days On Site

21 Neptune Drive
Mary Esther, FL 32569

For Sale|Single Family Residence|Active
3
Beds
3
Total Baths
2
Full Baths
1
Partial Bath
2,600
SqFt
$346
/SqFt
1987
Built
Subdivision:
MARINERS COVE
County:
Okaloosa
Listing courtesy of Tarrah Minor of Realty ONE Group Emerald Coast

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Sun, Mar 29, 12:00 PM - 3:00 PM
21 Neptune Drive21 Neptune Drive21 Neptune Drive21 Neptune Drive
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Experience true waterfront living with stunning sound views, direct sound access (IN FLOOD ZONE X NO FLOOD INSURANCE REQUIRED), and a backyard designed for both relaxation and entertaining. Situated on approximately 0.41 acres in the desirable Mariner's Cove community, this property offers a rare combination of space, functionality, and coastal lifestyle.From the moment you step inside, you're greeted by soaring ceilings, expansive living areas, and abundant natural light, all designed to highlight the home's connection to the water. Large windows and multiple vantage points bring the views inside, creating a bright and inviting atmosphere throughout. The outdoor space is where this home truly shines--featuring over 640 square feet of screened, heated pool area overlooking the water. Whether hosting guests or enjoying a quiet evening, the covered patio, wood-burning fireplace, and outdoor fire pit provide the perfect setting year-round. Boating enthusiasts will appreciate the 57-foot dock with sound and Gulf access, complete with a 10,000 lb boat lift and a large floating dock for easy Jet Ski access. Start your mornings with coffee on the water or unwind in the evenings with incredible sunset views. Additional exterior features include an extended driveway accommodating up to six vehicles, a two-car garage, a lawn pump sprinkler system to maintain the yard without increasing your water bill, and an elevated 10x14 Tuff Shed rated for 120 mph winds. Inside, the home offers generously sized rooms, ample storage, and a guest suite with a private balcony--perfect for enjoying the coastal breeze and water views. Recent upgrades provide both comfort and peace of mind, including a tankless gas water heater, impact-rated windows and doors (including garage door for wind mitigation benefits), and a new roof with enhanced underlayment for potential insurance savings. A home warranty is included, offering added protection for major systems such as HVAC, pool equipment, and appliances. Ideally located just minutes from Hurlburt Field and centrally positioned between Destin and Pensacola, this home offers convenience, lifestyle, and exceptional value for waterfront living.

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Listing Snapshot
Price 
$899,000
Days On Site 
4 Days
Bedrooms 
3
Inside Area (SqFt) 
2,600 sqft
Total Baths 
3
Full Baths 
2
Partial Baths 
1
Lot Size 
0.41 Acres
Year Built 
1987
MLS® Number 
998385
Status 
Active
Property Tax 
N/A
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
N/A
Friends & Family
Recent Activity
yesterdayListing updated with changes from the MLS®
4 days agoListing first seen on site
General Features
Acres 
0.41
Attached Garage 
Yes
Garage Spaces 
2
Number Of Stories 
2
Parking 
Garage Door OpenerAttached
Property Sub Type 
Single Family Residence
Security 
Smoke Detector(s)
Sewer 
Public Sewer
SqFt Total 
2600
Style 
Tudor
Water Source 
Public
Zoning 
Resid Single Family
Interior Features
Appliances 
DishwasherElectric CooktopRefrigeratorMicrowaveOvenDisposal
Cooling 
Attic FanCeiling Fan(s)Central Air
Flooring 
TileCarpet
Heating 
ElectricCentral
Interior 
Breakfast BarCathedral Ceiling(s)Vaulted Ceiling(s)Pantry
Laundry Features 
Laundry Room
Bedroom 
Dimensions - 20 x 12Area - 240
Foyer 
Dimensions - 11 x 7Area - 77
Full Bathroom 
Dimensions - 9 x 7Area - 63
Half Bathroom 
Dimensions - 5 x 5Area - 25
Kitchen 
Dimensions - 23 x 11Area - 253Description - Eat-in Kitchen
Laundry 
Dimensions - 10 x 7Area - 70
Living Room 
Dimensions - 22 x 14Area - 308
Master Bathroom 
Dimensions - 27 x 14Area - 378
Storage 
Dimensions - 16 x 15Area - 240
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Exterior Features
Construction Details 
BlockFiber Cement
Exterior 
Balcony
Patio And Porch 
CoveredPatioPorchScreened
Pool Features 
Outdoor PoolIn Ground
Roof 
Composition
Waterfront 
Yes
Community Features
MLS Area 
12 - Fort Walton Beach
Schools
School District
Unknown
Elementary School
Florosa
Middle School
Bruner
High School
Fort Walton Beach
Listing courtesy of Tarrah Minor of Realty ONE Group Emerald Coast



Listing information is provided by Participants of the Emerald Coast Association of Realtors MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Emerald Coast Association of Realtors MLS.
Last checked: 2026-03-23 08:20 AM UTC

Neighborhood & Commute
Source: Walkscore
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