22604 Hilltop Avenue, Panama City Beach, FL, 32413

Save
Ask
Tour
Hide
Share
$389,000
2 Days On Site

22604 Hilltop Avenue
Panama City Beach, FL 32413

For Sale|Single Family Residence|Active
2
Beds
1
Total Bath
1
Full Bath
1,024
SqFt
$380
/SqFt
1985
Built
Subdivision:
INLET BEACH HEIGHTS
County:
Bay
Listing courtesy of Rita K Montgomery of Christies International Real Estate Emerald Coast

Due to the health concerns created by Coronavirus we are offering personal 1-1 online video walkthough tours where possible.

22604 Hilltop Avenue22604 Hilltop Avenue22604 Hilltop Avenue22604 Hilltop Avenue
Save
Ask
Tour
Hide
Share

Tucked away on the growing west end of Panama City Beach, just moments from the sugar-white sands of the Gulf and ideally positioned east of 30A and Inlet Beach, this charming coastal cottage offers an exceptional blend of lifestyle, location, and investment potential. Set on a spacious corner lot in a quiet, golf cart-friendly neighborhood, the property invites a relaxed, easygoing coastal experience while remaining just minutes from the dining, shopping, and energy of 30A. Whether you're seeking a primary residence, second home, or income-producing investment, this location delivers on every level. Inside, the home features an open, functional layout with abundant natural light offering the perfect canvas to create a thoughtfully designed coastal retreat. Outside, a covered patio and expansive deck provide ideal spaces for entertaining, unwinding, and enjoying the Gulf breeze. With no HOA and no rental restrictions, the opportunities here are truly endless. Strong long-term rental potential combined with the ability to further enhance, expand, or reimagine the property makes this a standout opportunity at this price point. Whether you envision a beautifully curated full-time residence, a high-performing long term rental, or a custom coastal getaway, this property offers the flexibility and upside to bring that vision to life. At this competitive price, opportunities like this--just blocks from the Gulf and minutes to 30A--are increasingly rare.

Save
Ask
Tour
Hide
Share
Listing Snapshot
Price 
$389,000
Days On Site 
2 Days
Bedrooms 
2
Inside Area (SqFt) 
1,024 sqft
Total Baths 
1
Full Baths 
1
Partial Baths 
N/A
Lot Size 
0.13 Acres
Year Built 
1985
MLS® Number 
999184
Status 
Active
Property Tax 
N/A
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
N/A
Friends & Family
Recent Activity
yesterdayListing updated with changes from the MLS®
2 days agoListing first seen on site
General Features
Acres 
0.13
Number Of Stories 
1
Property Sub Type 
Single Family Residence
Sewer 
Septic Tank
SqFt Total 
1024
Style 
Florida Cottage
Utilities 
Cable Available
Water Source 
Public
Zoning 
Resid Single Family
Interior Features
Cooling 
Central Air
Master Bedroom 
Dimensions - 12 x 11Area - 132
Save
Ask
Tour
Hide
Share
Exterior Features
Construction Details 
Block
Lot Features 
Corner Lot
Community Features
MLS Area 
27 - Bay County
Schools
School District
Unknown
Elementary School
Hutchinson Beach
Middle School
Surfside
High School
Arnold
Listing courtesy of Rita K Montgomery of Christies International Real Estate Emerald Coast



Listing information is provided by Participants of the Emerald Coast Association of Realtors MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Emerald Coast Association of Realtors MLS.
Last checked: 2026-03-30 10:15 AM UTC

Neighborhood & Commute
Source: Walkscore
Save
Ask
Tour
Hide
Share